Isikhathi sokubhalisa esivulekile se-ACA sehlukahluka kuye ngombuso. Kufanele ubhalise ngesikhathi esinqunyiwe noma ubungozi bokulahlekelwa ukumbozwa kwezempilo kuze kufike ukubhaliswa okuvulekile okulandelayo.
Abathathe umhlalaphansi kufanele bagcine umshuwalense wezempilo ngemuva kokuthatha umhlalaphansi. Hlela izindleko zokunakekelwa kwezempilo lapho usuthathe umhlalaphansi ngokufunda ukuthi yiziphi izinketho ongazithola.
Ngiyazisebenza? Phequlula izinketho zomshuwalense wezempilo lapha futhi ufunde ukuthi ucabangani ngaphambi kokukhetha uhlelo lomshwalense wezempilo olungcono kakhulu kuwe.
I-SingleCare inokonga kadokotela ngezinkulungwane zemithi. Nayi imishanguzo eyi-10 ongonga kakhulu ngekhadi lethu lesaphulelo somuthi.
I-RxSense iqambe ngomunye wabaqashi abahamba phambili eziqalisweni ezingama-500. Idumela, ukwaneliseka kwabasebenzi, kanye nokukhula kwenkampani kwakuyizindlela zokuthola umklomelo weForbes.
Ama-beta blockers nemithi ye-thyroid isindisa izimpilo unyaka wonke. Ngakho-ke kungani kunemithi eminingi kadokotela egcwalisa ekupheleni kwenkathi ebandayo neyomkhuhlane? Ochwepheshe bayachaza.
Imithi yomfutho wegazi ophakeme yizidakamizwa ezithandwa kakhulu ezigcwele iSingleCare ngo-Ephreli. Kungani? Abantu abaningi bane-hypertension.
Imithi ejwayelekile ingaba eshibhile ngama-85% kunegama lomkhiqizo, kepha kwesinye isikhathi i-generic ayitholakali. Funda ukuthi ungayisebenzisa kanjani iSingleCare ukonga imali ngezidakamizwa ezinegama lomkhiqizo.
Izindleko zokwelashwa komdlavuza webele zibalelwa ku- $ 20,000 kuya ku- $ 100,000, kepha ziyehluka ngohlobo lokwelashwa nesigaba somdlavuza. Sinciphisa izindleko zomdlavuza bese sikunikeza izindlela ezi-5 zokonga.
Ungasebenzisa ikhadi lethu lokonga ekhemisi noma ngabe ufanele izinzuzo ze-Medicare. Akukhona okungekho emthethweni, noma okuphambene nemithetho. Nakhu ukuthi kanjani.
Uma ungakwazi ukukhokhela umshuwalense wendabuko, kukhona enye inketho: umshuwalense wezempilo oyinhlekelele. Nakhu ukuthi wazi kanjani ukuthi ikulungele yini.
Isimo sokunakekelwa kwezempilo e-U.S. Siyinkimbinkimbi futhi siyashintsha njalo-okuyilokho iSikhulu Esiphezulu se-SingleCare uRick Bates akhulume ngaso kwi-HealthCare Consumerism Radio.
Thola imiyalo eyi- $ 10 ngeSingleCare kufaka phakathi ama-antibiotic, imithi yokungezwani komzimba, imishanguzo yegazi, nokuningi. Thola cishe imiyalelo engama-50 eshibhile.
Ufuna imithi eshibhile ye-Rx? Nayi imiyalo eshibhile ongayithola ngamakhuphoni e-SingleCare, amahhala futhi angavuselelwa kukho konke ukugcwaliswa.
Yiziphi izinhlobo zemithi abantu baseMelika abayithatha ngo-2020? Ama-antihypertensives, ama-anti-depressants, nama-thyroid agents kwakungezinye zezigaba ezivame kakhulu zezidakamizwa.
Umthetho Wezinto Ezilawulwayo we-1970 usasebenza futhi ungathinta umuthi wakho. Funda ukuthi ungawugcwalisa kanjani umyalelo wento elawulwayo.
Umshuwalense ngeke ungene kuze kube uchitha inani elithile ekunakekelweni kwezempilo. Qondisisa okubalulekile maqondana nemali yakho ekhishwayo ekhishelwa ngaphandle nasesikhwameni.
Imiyalo egcwele egcwalisiwe ngo-Agasti yimithi yokwelapha isikhumba yokungezwani nomzimba, induna, nezinye izimo zesikhumba — yingakho ukunakekelwa kwesikhumba ehlobo kushisa kakhulu.
Lo mhlahlandlela uzokusiza uqonde masinyane umehluko phakathi kwe-copay vs deductible nokuthi ungazivikela kanjani izindleko ezengeziwe zokunakekelwa kwezempilo.
IMedicaid neMedicare yizinhlelo zomshuwalense wezempilo ezixhaswa nguhulumeni kepha zenzelwe abantu abehlukene. Qhathanisa iMedicaid vs. Medicare lapha.