Izizathu eziyi-10 zokuthi kungani iziguli zingalandeli imiyalo yodokotela

Ukuphila kahle

Noma ngabe kungenxa yokukhohlwa ukuyithatha, ukweqa imithamo, noma ukuvele ungagcwalisi ngisho nemithi kadokotela ngokuphelele, iZikhungo Zokulawulwa Kwezifo Nokuvimbela (CDC) zilinganisela lokho imithi ayithathwa njengoba kubekiwe ama-50% wesikhathi .

Cishe ingxenye eyodwa kwezintathu zeziguli e-United States zikhetha ukungayinaki imiyalo kadokotela wazo futhi ziyeke ngisho nokugcwalisa imishanguzo yazo ekhemisi. Ukungalandelwa kwemithi kubanga ukufa kwabantu ababalelwa ku-125,000 unyaka ngamunye futhi kubiza uhlelo lokunakekelwa kwezempilo imali eningi. Ukube iziguli bezizolandela imiyalelo yazo yemithi, uhlelo lokunakekelwa kwezempilo lungonga noma kuphi kusuka ku- $ 100 kuya ku- $ 300 billion njengoba bekungeke kudingeke ukuthi kuthathe izindleko zokwelapha ukugula nezimo ukuthi ukunamathela emithini yemithi efanele bekungakuvimbela.

Ngakho-ke siyixazulula kanjani? Yebo, njengesiguli, isinyathelo sokuqala ukwazi ukuthi kungani unganaki uhlelo lomhlinzeki wakho wezokunakekelwa kwempilo ngawe. Nazi izizathu eziyishumi eziphezulu zokuthi kungani iziguli zinganamatheli emithini yazo kanye namathiphu wokuthi ungaziguqula kanjani lezi zilinganiso zokubambelela emithini.

1. Kuyabiza kakhulu

Isimo sanamuhla esishintsha njalo sokunakekelwa kwezempilo siyasiqinisekisa lesi sizathu kubantu abaningi, kepha izindleko zokungayiphuzi imishanguzo kadokotela zingabiza kakhulu kunamaphilisi akho uqobo. Imvamisa le nkinga ingaxazululwa ngengxoxo elula phakathi kukadokotela wakho noma usokhemisi, njengoba ezinye izindlela ezingabizi kakhulu zohlobo oluthile zingasebenza futhi.

Uma ukukhokhela kwakho umshwalense kusesezingeni eliphezulu kakhulu, cinga ngokushesha singlecare.com ingakusiza ukuthi uthole ukonga emithini yakho. Amakhuphoni ethu ahlala amahhala, ngakho-ke ungaqhubeka nokonga imali ekugcwaliseni ngakunye.

2. Uyakhohlwa ukuphuza amaphilisi akho

Kungaba nzima ukusebenzisa inqubo entsha ezimpilweni zethu, futhi ukuthatha imishanguzo kungenzeka kungajwayelekile ekuqaleni. Zama ukusebenzisa ibhokisi lamaphilisi lendabuko ukugcina ithrekhi yemiyalo yakho, bese uyishiya kwikhawunta ukuze ukwazi ukuyibona. Abanye abantu bathanda ukusetha ama-alamu ukubakhumbuza ukuthatha umthamo wabo; kukhona futhi izinhlelo zokusebenza namabhokisi amaphilisi edijithali ukusiza ukukwazisa uma sekuyisikhathi semithi yakho.

3. Uvumela imibono yomuntu siqu ikuqondise

Ezinye iziguli zilandisa ngokubona kwakho ebusweni izikhangiso zemithi zibenza bafune ukumelana nokubambelela emithini. Abanye bayeka ukuthatha imishanguzo ngoba bengacabangi ukuthi bayayidinga. Noma, abavumelani nokusebenzisa imiyalelo ngokwemigomo. Ngokusobala, lezi zinhlobo zezingqondo zingagxila ngokujulile, ngakho-ke ukukhuluma nodokotela wakho mayelana nezinye izindlela zokuphatha izimo zakho zempilo kungabaluleka kakhulu.

4. Awuqondi inhloso yamaphilisi

Ngabe usuthole ukuthi awuhambisani nemithi uma ungazi ngempela ukuthi yenzelwe ini? Ngaphambi kokushiya i-aphoyintimenti yakho, cela udokotela wakho akuchaze ukuthi kungani unikwa lo muthi othile futhi uthole ukuthi uzokusiza kanjani. Usokhemisi anganikeza nemfundo yesineke lapho uyogcwalisa incwadi kadokotela. Ungacela nokubuyekezwa ngokuphelele kwemithi ukuze uqonde ukuthi umuthi omusha usebenza kanjani, ungawuthatha kanjani, nokuthi ngabe uyaxhumana yini nemithi yakho yamanje.

5. Kunobunzima ekufinyeleleni ekhemisi

Kwesinye isikhathi ukukhubazeka noma ukumane ukungabi khona kwezinto zokuhamba kungavimbela iziguli ekugcwaliseni nasekugcwaliseni imiyalo yazo. Ucwaningo lukhombisile lokho usebenzisa insizakalo yekhemisi yoku-oda imeyili ingasiza kakhulu ekulandeleni imithi lapho ukufinyeleleka kuyinselele.

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6. Imiphumela engemihle ayithandeki

Imithi esindisa impilo ingahle ihambisane nemiphumela emibi enzima ngokwanele ukuthi ingathinta impilo yakho yansuku zonke. Esikhundleni sokweqa umuthi ngokuphelele, udokotela wakho angakwazi ukuncoma enye inketho ngemiphumela emibi kakhulu. Kwesinye isikhathi ushintsho ekudleni noma kwendlela yokuphila kungasiza ngisho nasekunciphiseni ukungakhululeki.

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7. Unamahloni okuphuza amaphilisi akho

Ngeshwa, kubonakala kunenhlamba emphakathini exhunywe kumaphilisi aqhamukayo futhi abantu abaningi bazithola bengakhululekile uma kwaziwa ukuthi badla umuthi kadokotela. Uma lokhu kuba yisizathu sokungathobeli imiyalo kadokotela wakho, zama ukuthatha imithi yakho endlini yangasese noma endaweni yangasese.

8. Ufuna ukuzama enye indlela yemvelo kuqala

Ngenkathi kungaba khona izinzuzo kwezinye izinhlobo zokunakekelwa kweziguli, kufaka phakathi indlela ephelele, kufanele ulandele njalo udokotela wakho ngaphambi kokuthatha enye indlela yokwengeza esikhundleni semithi oyibekelwe.

9. Uzizwa ungcono, ngakho ucabanga ukuthi awuyidingi

Lo mugqa wokucabanga ungaba yingozi impela, njengoba ukumisa imithi yakho ngaphambi kwesikhathi kungaholela ezimeni eziningi zezempilo . Ucwaningo lukhombisile ukuthi iziguli ezingayiqedi yonke inkambo yokwelashwa kadokotela zingaholela ezifweni ezingalapheki, njengoba izimpawu zibuya futhi ziba zimbi, futhi kube nemiphumela kwezinye izingxenye zomzimba wazo ebezingahlobene nesifo noma ukugula kwazo phambilini.

Ngaphezu kwakho konke, kubalulekile ukwethemba umhlinzeki wakho wezokunakekelwa kwezempilo ukuthi akunikeze umuthi wokwelashwa ofanele. Uma unanoma yikuphi ukukhathazeka ngemithi enqunyiwe, yiveze ngaphambi kokuhamba ngaphandle.