Ungakuthola kanjani okokuhlinzeka kwamahhala ngesifo sikashukela
InkampaniUma ungomunye we BaseMelika abayizigidi ezingama-30 ophila nesifo sikashukela, maningi amathuba okuthi uqaphele ukuthi kubiza kangakanani ukwelashwa okudingekayo ukwelapha lesi simo. Ukusuka kumamitha we-glucose kuye emasirinji, amapheshana wokuhlola, namaphampu e-insulin, izindleko zokuxilongwa kwesifo sikashukela zingangezwa. Ukuzihlola ngokwakho i-glucose yegazi ngemichilo yokuhlola kukodwa kungabiza ngaphezulu kwama-25% kuzo zonke izindleko zokuhlinzeka ngesifo sikashukela kanye ne-insulin, ngentengo yemikhiqizo yehluka kakhulu phakathi kwemikhiqizo.
Ngenhlanhla, kunezindlela eziningana abantu abangonga ngazo ezintweni abazidingayo ukwelapha nokuphatha isifo sikashukela, futhi kwezinye izimo, thola izinto zesifo sikashukela samahhala.
Ungakuthola kanjani okokuhlinzeka kwamahhala ngesifo sikashukela
Akuyona imfihlo ukuthi inani lezinto zokwelashwa kungangeza. Sihlanganise lolu lwazi ukukusiza uqonde izindlela ezahlukahlukene ezonga izindleko zokuthola izaphulelo noma izinto zamahhala zikashukela. Ezinye izindlela zokonga esizozihlanganisa kabanzi zifaka:
- Imikhiqizo yamahhala evela kubenzi bezidakamizwa
- Izinhlelo zosizo lweziguli nokunye okungenzi nzuzo
- Izinzuzo zomakadebona
- Umshuwalense, i-Medicare, noma i-Medicaid
- Izwe izinhlelo zokonga izakhamuzi
Amamitha we-glucose
Imitha le-glucose ngumkhiqizo obalulekile kunoma ngubani onesifo sikashukela. Kuyinto yezokwelapha ekala amazinga eglucose egazini ukuze ukwazi ukuphatha kahle isifo sakho sikashukela. Izintengo zamamitha we-glucose zingasuka ku- $ 60 ziye ku- $ 100 ngokwesilinganiso.
Enye yezindlela ezilula zokuthola imitha yamahhala ye-glucose ukuxhumana nomenzi ngqo. Iningi labakhiqizi linikela ngabaqaphi be-glucose bamahhala njengendlela yokuheha iziguli ukuthi zithenge ezinye izinto ezinamagama omkhiqizo, njengemichilo yokuhlola i-glucose, ngomkhiqizi. I-Contour, isibonelo, inikeza amamitha wamahhala.
Unalokho engqondweni, ngaphambi kokukhetha imitha yeshukela yamahhala ongathanda, qiniseka ukuthi uqhathanisa amanani eminye imikhiqizo yomkhiqizi wesifo sikashukela, ikakhulukazi imichilo yayo yokuhlola. Futhi, qhathanisa amanani nezinhlelo ekhemisi langakini, njengoba ungathenga ama-glucometer angaphandle kwekhawunta ngaphandle kwencwadi kadokotela.
Eminye imikhiqizo ongafuna ukuyicabanga ukufinyelela kumamitha we-glucose egazi mahhala ifaka:
- Ukuncintisana Okulandelayo
- I-OneTouch
- Mahhala
- I-Accu-Chek
OKUSHIWO: Ungonga kanjani ku-Freestyle Libre nge-SingleCare
Thola ikhadi lesaphulelo se-SingleCare
Izirinji
Isirinji edingekayo isetshenziswa ngabantu abanesifo sikashukela ukujova i-insulin.
Ezindaweni eziningi zase-U.S., Iziguli zingathenga imijovo ye-insulin ngaphandle kwemithi kadokotela. Kodwa-ke, imikhawulo yobudala nemikhawulo ngobuningi bayohluka, ngakho-ke qiniseka ukuthi uhlola imithethonqubo kanye nemithetho ezweni lakho. Njengabaqaphi be-glucose, enye indlela yokwehlisa izindleko zamasirinji we-insulin ukuya ngqo kumkhiqizi. Abanye abakhiqizi futhi banikela ngezinhlelo zosizo lweziguli, noma kusebenza ezinye izidingo zokufaneleka.
Kungasiza futhi ukuthenga imijovo ngobuningi ukunciphisa izindleko ngeyunithi ngayinye.
Ingxenye yeMedare D futhi ihlanganisa imijovo. Ukuthola lokhu kutholakala kwezidakamizwa kadokotela, kufanele ubhalise ohlelweni lwezidakamizwa lwe-Medicare. Uma ufanelekile, iMedicare Part D imboza imijovo esetshenziselwa ukufaka i-insulin; noma kunjalo, usengadinga ukukhokha i-coinsurance noma i-copayment. I-Medicare Part D edonswayo nayo ingasebenza.
Imichilo yokuhlola isifo sikashukela
Imichilo yokuhlola isifo sikashukela iyindlela esheshayo, elula yokuhlola amazinga eglucose yegazi lakho. Ukwazi amazinga kashukela egazini lakho kubalulekile ekwelapheni isifo sikashukela futhi kukusiza ukuphatha isimo sakho kahle.
Imichilo yokuhlolwa kweglucose ingenye yezinto ezibiza kakhulu ezidingekayo ukuqapha nokwelapha isifo sikashukela. Zingathengwa ngaphandle kadokotela ekhemisi, online, futhi ngqo ngomenzi. Amanani angahluka kakhulu kusuka kumasenti ayi-15 kuye ku- $ 1.50 ngomugqa ngamunye, ngakho-ke sincoma ukuthenga ezitolo ukuze uthole isivumelwano esingcono kakhulu.
Enye indlela yokonga ukuthenga imichilo yokuhlola ngobuningi. Yize lokho kusho ukukhishwa kwemali okukhulu kokuqala, kwehlisa izindleko ngomugqa ngamunye.
Uma une-Medicare Part B, ungahle futhi ufaneleke ukuthola i- ukumbozwa kwimichilo yokuhlolwa kwe-glucose , njengoba zibhekwa njengezinto zokwelashwa ezihlala isikhathi eside (i-DME). Uzombozwa kuphela, noma kunjalo, uma bobabili umhlinzeki wakho wezokunakekelwa kwempilo nomhlinzeki we-DME babhalise kwi-Medicare. Ingxenye B edonswayo iyasebenza, futhi ukhokha u-20% wentengo evunyelwe yi-Medicare.
Abaningi bomshuwalense bazophinde bahlanganise imichilo yokuhlola isifo sikashukela; noma kunjalo, zisengabiza ngenxa yokudonswa kwemali nama-copay. Qiniseka ukuthi ubheka ukuthi imaphi ama-insurer ambozwa yimikhiqizo yakho, njengoba eminye ivumela ukumbozwa kwemikhiqizo oyithandayo, futhi uqiniseke ukuthi le mikhiqizo izosebenza ngemitha yakho yeglucose yegazi.
Amapompo e-insulin
Iphampu ye-insulin isetshenziswa kakhulu yilabo abanesifo sikashukela sohlobo 1. Kuyinto encane, esebenza ngebhethri egcina futhi ikhiphe i-insulin. La mapampu asiza ukulingisa indlela amanyikwe anempilo ajwayele ukusebenza ngayo futhi abhekwa njengenye indlela ebizayo kodwa elula yokuthatha imijovo ye-insulin kaningi ngosuku.
Amapompo wokufakwa kwe-insulin angenye yezindlela ezibiza kakhulu ukwelapha isifo sikashukela. Bona kubikwa kubiza cishe u- $ 4,500 umuntu ngamunye ngonyaka ngaphandle komshwalense, kungafaki izindleko ezingeziwe zokuhlinzekwa, ezingadlula u- $ 1,500.
Amapampu we-insulin angambozwa ngumshuwalense, kuya ngohlelo lwakho lwezempilo. Kodwa-ke, iningi labashuwalense lizomboza ipompo elilodwa njalo eminyakeni embalwa , ngakho-ke lungela ukugcina ipompo lakho lisesimweni sokusebenza isikhathi esithile.
Ezinye izindlela abantu abazonga emaphampu abo ukuthenga ngqo kumkhiqizi noma ukufaka izicelo ezinhlelweni zosizo lweziguli.
Amasongo eMedicAlert
Amasongo eMedicAlert, okunye okwaziwa njengamathegi wokuhlonza ezokwelapha, agqokwa abantu abaphila nezimo ezithile zezokwelapha, njengesifo sikashukela. Amathegi aphethe imininingwane ephathelene nesimo somuntu wezokwelapha noma ukungezwani komzimba, uma engakwazi ukukhuluma, futhi adinga usizo oluphuthumayo lwezokwelapha. Isiza abaphenduli bezokwelapha abaphuthumayo ukuphatha kahle umuntu.
Zingaba umehluko phakathi kokuphila nokufa, futhi ngenhlanhla, zitholakala ngemali ephansi. Ezinye izinhlelo zomshuwalense zingakubuyisela ngisho nangezindleko zesongo sakho. Kunezinketho eziningi ezitholakalayo, ngensimbi engenasici ethandwa kakhulu. Amanani angaba kusuka kumadola ambalwa nje, aze afike ku- $ 200 ukuthola izixazululo ezithe xaxa, zobuchwepheshe.
Ezinye ezingenzi nzuzo, njenge- Isifo Sikashukela Research & Wellness Foundation , unikeze imigexo yama-ID yamahhala yesifo sikashukela uma uceliwe.
Imibuzo ebuzwa njalo mayelana nempahla yesifo sikashukela
Ngikuthola kanjani ukudla kwami kwesifo sikashukela ngeMedicare?
Izimpahla zikashukela zingakufanelekela ukutholakala ngaphansi kweMedicare Part B neNgxenye D. Kodwa-ke, kungenzeka ungakutholi mahhala izimpahla zikashukela nge-Medicare. Kungenzeka kusadingeka ukhokhe i-copay ne-deductible, kodwa izindleko zisengaphansi kunalokho obekuzoba ngaphandle kwe-Medicare noma omunye umshuwalense.
Ungasifaka isicelo sokukhubazeka kukashukela?
Kwezinye izimo, ungacela ukukhubazeka kwesifo sikashukela; noma kunjalo, akubona bonke abafanelekayo. Ngokuvamile, kufanele ube nesifo sikashukela esingalawuleki noma izinkinga ezinkulu zempilo ngenxa yokwehluleka ukulawula isifo sikashukela sakho ukuthola izinzuzo zokukhubazeka.
Ngingayitholaphi i-insulin yamahhala?
Eminyakeni embalwa edlule, izindleko ze-insulin zikhuphuke kakhulu. Uma unenkinga yokukhokhela i-insulin yakho, abakhiqizi bezidakamizwa abathathu bangakunikeza usizo olusheshayo lomuthi: u-Eli Lilly, uNovo Nordisk, noSanofi. I- I-American Diabetes Association inemininingwane eminingi yokuthi ungayithola kanjani i-insulin eshibhile ngabakhiqizi.
Ungayithenga kanjani imikhiqizo yokunakekela isifo sikashukela online?
Kunezindlela eziningi zokuthenga imikhiqizo yokunakekela isifo sikashukela online. Abathengisi bamabhokisi amakhulu, amakhemisi afana namaWalgreens ne-CVS, nabathengisi abakwi-inthanethi bonke banikela ngezinketho eziningi zokuhlinzekwa kokunakekelwa kwesifo sikashukela okufana nemichilo yokuhlola. Ungafinyelela futhi amakhuphoni wamahhala avela kwaSingleCare ukunciphisa izindleko zalezi zinto.
I-SingleCare ingakusiza kanjani ukuthi wonge kokuhlinzekwa yisifo sikashukela
I-SingleCare yaziwa kakhulu ngokusiza abantu ukuthi bafinyelele kuzintengo eziphansi zemithi kadokotela. Kodwa-ke, siphinde sinikeze ezinye zezintengo ezihamba phambili ezitholakala kwimikhiqizo yokuhlinzeka ngesifo sikashukela, kufaka phakathi imichilo yokuhlola, amasirinji, nama-glucometer afana neFreestyle Libre Reader.
Sesha izinto zesifo sikashukela ozidingayo singlecare.com , thola intengo ephansi kakhulu, bese ukhombisa isigqebhezana se-SingleCare ekhemisi yakho ukuqala ukonga namuhla.
